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Consolidation Loan

(Apply on-line enjoy 10% discount on processing fees)

Are you caught in the rat race and are still trying your best to manage it. With our consolidated loan your credit management will be easier. Transfer all your credit cards' bills/credit balance to us. Pay very much lesser interest. Take a maximum of 60 months to repay and emerge completely loan-free.Like to settle all your credit cards bills in the most convenient way? Our Consolidation loan is the best solution for you!

Rates of Interest

6.99% flat rate per annum

Loan Requirements

A. Main and joint applicant

Requirements:

  • Singaporean or PR
  • Age : 21 – 60 yrs old
  • Salary : Minimum $1,200

Required Documents:

  1. NRIC Copy (front and back)
  2. For salaried employees,

    - latest pay slip and

    - latest 15 months CPF Contribution History

    - latest income tax notice of assessment (for loan amount above $10,000)

    For commissioned earners,

    - latest 6 months commission statement and

    - latest 2 years income tax notice of assessment

    For self-employed,

    - latest 2 years income tax notice of assessment

  3. Copy of Marriage Certificate (if this is a joint application)
  4. Credit Bureau Singapore Report (go to http://www.creditbureau.com.sg/ to obtain a copy using your SingPass)
  5. Latest 6 months statements for loans from financial institutes (e.g. credit card statements, personal loan statements from Banks)
  6. Letter of Undertaking for the cancellation of the consolidated loans or credit facilities
  7. Letter/Email stating the reason for the accumulation of the debts

B. Surety/Sureties

Requirements:

  • Singaporean
  • Age : 21 – 55 yrs old
  • Salary: $1,500

Required Documents:

  1. NRIC Copy (front and back)
  2. For salaried employees,

    - latest pay slip and

    - latest 15 months CPF Contribution History

    - latest income tax notice of assessment (for loan amount above $10,000)

    For commissioned earners,

    - latest 6 months commission statement and

    - latest 2 years income tax notice of assessment

    For self-employed,

    - latest 2 years income tax notice of assessment

Apply Now!

  • Click the link below Application form
  • Fill up the application form
  • Print out and sign on the forms
  • Email the application form and documents to loan@tcc.org.sg or fax to 6738 1977.
    Alternatively, walk-in to submit at our office.
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